企业风控自动化建设：基于天远API的风险数据接口集成

curl -X POST "https://api.tybigdata.com/enterprise-risk-report" \
-H "Content-Type: application/json" \
-H "Authorization: Bearer YOUR_API_KEY" \
-d '{
  "api_code": "QYFXBG001",
  "ent_name": "北京天远数据科技有限公司"
}'

import requests
import json
import hashlib

def encrypt_payload(data, secret_key):
    """
    将请求体加密生成签名（占位函数）
    实际项目中应替换为天远API提供的签名算法
    """
    return hashlib.sha256((json.dumps(data) + secret_key).encode()).hexdigest()

url = "https://api.tybigdata.com/enterprise-risk-report"
api_key = "YOUR_API_KEY"
secret_key = "YOUR_SECRET_KEY"

payload = {
    "api_code": "QYFXBG001",
    "ent_name": "北京天远数据科技有限公司"
}

signature = encrypt_payload(payload, secret_key)

headers = {
    "Content-Type": "application/json",
    "Authorization": f"Bearer {api_key}",
    "X-Signature": signature
}

try:
    response = requests.post(url, headers=headers, json=payload, timeout=10)
    response.raise_for_status()
    data = response.json()
    
    if data.get("code") == 0:
        print("企业风险等级：", data["data"]["天眼风险"]["riskLevel"])
    else:
        print("接口返回异常：", data.get("message"))
except requests.exceptions.Timeout:
    print("请求超时，请检查网络。")
except Exception as e:
    print("错误：", e)

data
├── 工商信息
├── 法人风险
├── 合同履约风险
├── 投融资风险
├── 债务债权
├── 司法涉诉
└── 天眼风险