如何在Maven之外加载org.apache.maven.settings.Settings？

<build>
  <plugins>
    <plugin>
      <groupId>org.apache.maven.plugins</groupId>
      <artifactId>maven-settings-plugin</artifactId>
      <version>3.0.1</version>
    </plugin>
  </plugins>
</build>

<settings>
  <mirrors>
    <mirror>
      <id>my-mirror</id>
      <url>http://my-mirror-url</url>
      <mirrorOf>central</mirrorOf>
    </mirror>
  </mirrors>
  
  <proxies>
    <proxy>
      <id>my-proxy</id>
      <active>true</active>
      <protocol>http</protocol>
      <host>my-proxy-host</host>
      <port>8080</port>
      <username>my-username</username>
      <password>my-password</password>
      <nonProxyHosts>localhost|127.0.0.1</nonProxyHosts>
    </proxy>
  </proxies>
  
  <servers>
    <server>
      <id>my-server</id>
      <username>my-username</username>
      <password>my-password</password>
    </server>
  </servers>
  
  <profiles>
    <profile>
      <id>my-profile</id>
      <repositories>
        <repository>
          <id>my-repo</id>
          <url>http://my-repo-url</url>
        </repository>
      </repositories>
    </profile>
  </profiles>
  
  <activeProfiles>
    <activeProfile>my-profile</activeProfile>
  </activeProfiles>
</settings>

import org.apache.maven.settings.Settings;
import org.apache.maven.settings.SettingsBuilder;
import org.apache.maven.settings.building.DefaultSettingsBuilder;
import org.apache.maven.settings.building.SettingsBuildingException;

public class MavenSettingsLoader {
  public static void main(String[] args) {
    try {
      SettingsBuilder settingsBuilder = new DefaultSettingsBuilder();
      Settings settings = settingsBuilder.buildSettings();
      
      // 访问Maven设置
      String localRepository = settings.getLocalRepository();
      System.out.println("Local Repository: " + localRepository);
      
      // 其他操作...
    } catch (SettingsBuildingException e) {
      e.printStackTrace();
    }
  }
}