我读过这篇关于开发python的信用记分卡的文章,其中指出,在绑定连续变量时,需要确保:
1.The WOE should be distinct for each category.It is because the bins with similar WoE have almost the same proportion of good or bad loans, implyingThe WOE should be monotonic, i.e., either growing or decreasing with t